Digitalizing the bank credit process through an Agile Project methodology

Abstract

This study aims to develop a novel agile value chain tailored to the needs of modern enterprises, leveraging existing scaled agile methodology frameworks. To construct and validate our model, we conducted comprehensive interviews with experienced managers, IT specialists, and Agile coaches, gathering valuable insights from industry experts. The practical application of this constructed model was demonstrated within the context of SGA’s project management efforts, specifically focusing on the digitalization of the credit process. Our findings underscore the efficacy of the model in enhancing project outcomes and streamlining workflows. The thesis concludes with a series of recommendations and propositions for future research, providing a roadmap for further advancements in the integration of agile methodologies within complex project environments.